DEPARTMENT: Human Resources
FILE TYPE: Consent Action
TITLE
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Approval Of 2026 Medical Plans and Premium Rates
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RESOLUTION
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WHEREAS, due to 2026 IRS limit changes in minimum deductibles for High Deductible Health Plans, the Dakota Health Savings Account (HSA) plan will have an increase in deductible $1700 for single and $3400 for family; and
WHEREAS this change will increase the County annual HSA contribution to $850 for single and $1700 for family enrollment; and
WHEREAS, proposed premium rates for 2026 have been identified considering utilization and claims experience of the three Plans, medical trend, Affordable Care Act fees, and administrative expenses; and
WHEREAS, self-funded medical plan expenses projected for 2026 result in an aggregate rate increase of 8.92 percent.
NOW, THEREFORE, BE IT RESOLVED, That the Dakota County Board of Commissioners hereby approves the aggregate rate increase overall of 8.92 percent to the self funded medical plan. Dakota Advantage Plan will increase by 11 percent, the Dakota Select Plan by 8.5 percent, and the Dakota Health Savings Account Plan will hold at 2025 rates.
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